Loan Assumptions
Specializing in Conventional, FHA and VA programs!
NO
APPRAISAL NEEDED for MANY of our programs!
Please call/email for details.
Testimonials
"We got a great rate and dropped 10 years off our mortgage! All your work was very much appreciated, I will refer my friends to you!"Kristina8/9/2010 more>>
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  **"NO FEE"
LOANS AVAILABLE**
*All of our programs
have no application fees1
*All of our
programs have no lock-in fees
*Many of our programs have a 1 time rate
Float Down available. Please call for details.
*Certain third party
title and attorney related fees may apply
NEVER A PREPAYMENT PENALTY
NO NEGATIVE AMORTIZATION PRODUCTS
NO OPTION ARMS
TO SECURE THESE RATES, PLEASE CALL
888-90-HOMES
| Conventional Fixed |
| 30 Year | | 20 Year |
| Points | Rate | A.P.R |
Points | Rate | A.P.R |
| .625 | 4.625 | 4.75 | .75 | 4.25 | 4.45 |
| 0 | 4.75 | 4.763 | 0 | 4.375 | 4.391 |
| 15 Year | | 10 Year |
| Points | Rate | A.P.R | | Points | Rate | A.P.R |
| .75 | 3.875 | 4.13 | .75 | 3.25 | 3.73 |
| 0 | 4 | 4.02 | 0 | 3.375 | 3.405 |
| FHA and VA Rates |
| FHA Fixed 30 Year | | VA Fixed 30 Year |
| Points | Rate | A.P.R |
Points | Rate | A.P.R |
| 0 | 4.625 | 4.64 | 0 | 4.75 | 4.77 |
| Principal and Interest Interest Only Fixed | | 40 Year | | 30 Year | | Points | Rate | A.P.R | | Points | Rate | A.P.R | | 0 | 6.5 | 6.53 | 0 | 7.25 | 7.28 |
| Jumbo Fixed | | 30 Year | | 15 Year | | Points | Rate | A.P.R | Points | Rate | A.P.R | | 0 | 5.625 | 5.65 | 0 | 5.25 | 5.27 | | 0 | 0 | 0 | 0 | 0 | 0 |
| Jumbo Conforming Fixed | | 30 Year | | 15 Year | | Points | Rate | A.P.R | Points | Rate | A.P.R | | 0 | 4.875 | 4.89 | .75 | 4.125 | 4.14 | | 1 | 4.75 | 4.77 | 0 | 4.25 | 4.27 |
Click here to get more information about Jumbo Conforming Fixed| Conforming Adjustables - 0 Points | | Program | Rate | A.P.R | | 1 Yr Arm | 3 | 3.05 | | 3 Yr Arm | 3 | 3.05 | | 5 Yr Arm | 3.125 | 3.18 | | 7 Yr Arm | 3.625 | 3.68 | | 10 Yr Arm | 4.5 | 4.55 |
We also offer INTEREST ONLY
ARMs. An adjustment may apply.
Interest Rates Are Subject To
Confirmation and may change without notice
Not all products/programs
are available in all states
Fees for arms may be higher than for fixed
rate mortgages
Rates may vary between purchase vs. refinance
mortgages
Rates or fees may vary for Condominium vs Single Family or
Multi-family property
Programs, rates and fees may vary from state to
state and are based on loan amounts equal to or greater than
250,000 and 25% or greater equity
1Except in New Jersey,
North Carolina, and Delaware where our processing fee is
labeled
as an application fee
Rates subject to change without
notice
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